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Ownership in Thailand

A Foreigner's Guide to Investing in Property in Thailand

Helping international buyers invest with confidence, transparency and professionalism. Eight recognised ownership structures, explained in plain language.

Introduction

Thailand, entered properly.

Thailand is one of Asia's most attractive destinations for lifestyle and property investment. Foreigners can legally invest in Thai real estate through several recognised ownership structures. Choosing the right structure depends on your objectives, budget and long-term plans, and every transaction should be supported by independent legal advice.

What follows is a plain-English introduction to the routes most often used by international buyers, what each one gives you, and where the limits sit. It is a starting point for a conversation with a lawyer, not a substitute for one.

49%Maximum foreign ownership of the saleable area in a condominium building
30 yrsThe term for which a land lease may be registered in Thailand
8Recognised structures covered in this guide, from condominium title to BOI
At a glance

Eight ways a foreigner buys in Thailand.

Each route below is explained in full further down the page. The right one depends on the property, your plans and your legal advice.

01

Freehold Condominiums

Ownership in your own name, within the building’s 49% foreign quota.

02

Leasehold Villas

A land lease registered for up to 30 years, often with the villa owned separately.

03

Right of Superficies

Own the building that stands on land belonging to someone else.

04

Usufruct

The right to possess, use and enjoy a property for a fixed period or for life.

05

Purchasing with a Thai Spouse

Land held in the Thai spouse’s own name, subject to Land Office procedure.

06

Thai Company

Land held by a genuine Thai company, for legitimate commercial purposes only.

07

BOI & LTR

Investment-linked routes that do not change Thailand’s land ownership laws.

08

Due Diligence

Independent verification of title, permits, contracts and the developer.

01

Freehold Condominiums

Foreigners may legally own condominium units in their own name provided the foreign ownership quota within the building does not exceed 49% of the total saleable area. This is generally the strongest and simplest ownership option available to foreign buyers.

In practice, the quota is the first thing to check on any condominium: it is finite, and once the foreign side of a building is full, remaining units can only be bought under Thai name.

02

Leasehold Villas

Foreigners generally cannot own land directly, but they may register a land lease for up to 30 years. Depending on the project structure, the villa itself may be owned separately from the land.

Some agreements include renewal provisions, however Thai law does not provide an automatic right to renew after the registered term expires. Any future lease depends on the agreement of the parties and the law in force at that time.

This is the structure behind most villa purchases on Koh Samui, which is why the lease document itself deserves as much attention as the house.

03

Right of Superficies

A registered Right of Superficies allows one person to own a building located on land owned by another person. It is frequently used to provide additional legal protection where a villa is built on leased land.

04

Usufruct

A registered Usufruct grants the right to possess, use and enjoy another person's land or property for a fixed period or for the lifetime of the beneficiary, as permitted by Thai law. It is commonly used in family situations.

05

Purchasing with a Thai Spouse

A Thai spouse may own land in their own name, subject to Thai law and Land Office procedures. The foreign spouse does not automatically acquire ownership rights over the land, and specific declarations may be required.

06

Thai Company

In certain commercial situations, land may be owned by a genuine Thai company operating in compliance with Thai law. This structure should only be used for legitimate business purposes and never solely to avoid foreign ownership restrictions.

07

BOI & LTR

Certain BOI-promoted businesses may receive permission to own land where necessary for approved investment activities. This is not a general route for purchasing a private residence.

The LTR Visa may recognise qualifying investments but does not change Thailand's land ownership laws.

08

Due Diligence

Before committing to any purchase, an independent Thai property lawyer should verify:

  • Title
  • Permits
  • Zoning
  • Encumbrances
  • Contracts
  • Payment schedules
  • Developer credentials
09

Why Palmstone

Palmstone works with international buyers by explaining legal ownership structures, coordinating with experienced independent lawyers and guiding clients through every stage of the purchasing process with transparency and professionalism.

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Frequently asked

Questions buyers ask first.

Can a foreigner own property in Thailand?

Yes. Foreigners can legally invest in Thai real estate through several recognised ownership structures. A condominium unit may be owned outright in your own name, provided the foreign ownership quota within the building does not exceed 49% of the total saleable area. Land is different: foreigners generally cannot own it directly, but a land lease may be registered for up to 30 years, and structures such as a right of superficies or a usufruct can be registered alongside it.

Can a foreigner own land in Thailand?

Generally not in their own name. Depending on the project structure, the villa itself may be owned separately from the land, with the land held under a registered lease. Land may be owned by a Thai spouse in their own name, or by a genuine Thai company operating in compliance with Thai law, and certain BOI-promoted businesses may receive permission to own land where it is necessary for approved investment activities.

How long can a property lease be registered for in Thailand?

A land lease may be registered for up to 30 years. Some agreements include renewal provisions, however Thai law does not provide an automatic right to renew after the registered term expires. Any future lease depends on the agreement of the parties and the law in force at that time.

What is the 49% condominium quota?

Foreigners may own condominium units in their own name provided the foreign ownership within the building does not exceed 49% of the total saleable area. It is generally the strongest and simplest ownership option available to foreign buyers.

Does an LTR Visa allow me to buy land in Thailand?

No. The LTR Visa may recognise qualifying investments, but it does not change Thailand’s land ownership laws. Similarly, BOI approval is tied to land needed for approved investment activities and is not a general route for purchasing a private residence.

Do I need a lawyer to buy property in Thailand?

Before committing to any purchase, an independent Thai property lawyer should verify title, permits, zoning, encumbrances, contracts, payment schedules and developer credentials. Every transaction should be supported by independent legal advice.

Personalised consultation

Need more detailed legal guidance?

Send us a WhatsApp message or an enquiry through our website or email, and our team will be happy to assist you together with experienced independent Thai property lawyers.

Disclaimer. This guide is provided for general informational purposes only and does not constitute legal or tax advice. Thai property laws and regulations may change. Buyers should always obtain independent legal and tax advice before entering into any transaction.